XRP’s price forecasting model is currently shifting as major bank giants show growing support for Ripple. Bank of America’s leadership and BlackRock’s involvement could actually trigger what many experts call “XRP Floodgate” in 2025. Currently, several analysts predict the XRP market capitalization to be at a potential of $1.2 trillion, so the current price target is rapidly revaluing amid growing Ripple Partnerships and improvements.
Bank of America CEO “All In” on Ripple’s technology and XRP price forecast
Regulatory environment change promotes bank interest
Very dramatic changes in bank sentiment have been described outside of President Ripple-Monica for a long time, with some of their major regulatory changes. The abolition of SAB 121 effectively redefines institutional perceptions regarding XRP, as it banned banks from entering the Crypto Custody market at the time.
Monica said it was long:
“It feels like the floodgates will open this year.”
She also emphasized that Bank of America CEO Brian Moynihan explicitly states that they are “everything.” According to Long, conversations with bank partners regarding Stablecoin integration and trading banks “changed overnight” after the election. The SEC also dismissed the lawsuit against Ripple at this point, further improving the overall price forecast situation for XRP.
Potential ETF Impacts of BlackRock
Crypto Analyst Group Bullrunners actually suggested that BlackRock’s involvement via XRP ETF will accelerate adoption. In their recent social media post, they said:
“When BlackRock announces the XRP ETF, Floodgates will burst!”
Monica Long, CEO of Bank of America revealed: #xrp . ”
When BlackRock announces the XRP ETF, Floodgates burst! 🚀💥#xrpholders #xrpfamily pic.twitter.com/iiaed7ejge
– bullrunners (@bullrunnershq) May 10, 2025
Although BlackRock has yet to formally filed an XRP ETF at the time of writing, a recent meeting with the SEC’s Cryptographic Task Force certainly suggests a growing institutional interest that could dramatically affect future XRP price forecasting scenarios.
Analysts project XRP price targets to a market capitalization of 1.2t
Market growth scenarios show substantial valuations
Crypto analyst Capt Toblerene predicts that by 2026, XRP will have a significant market share of around $35 trillion in the global crypto market. His detailed XRP price forecast puts a token of around $22 if the market conditions come to fruition as expected.
Captain Tobrelone said in his market forecast:
“The total amount of $35 trillion, $300,000 BTC (providing 16.94% control), $30,000 ETH, $7,500 Sol, $22 XRP, top 6 coins with a double advantage today, and top 10 extreme range market capitalization (exclusion) assumes a market capitalization (XRP) of twice the XRP:XRP.
Rough market capitalization estimates for the top 10 crypto coins @grok If my 2026 Bull Run scenario played.
Assume a total of $35 trillion, BTC $300,000 (which brings 16.94% control), ETH of $30,000, Sol $7,500, XRP $22, the remaining top six…
– Captain. para8olic Toblerone (@capttoblerone) April 24, 2025
At current distribution levels, this particular XRP price forecast essentially represents a 10-fold increase from today’s valuation of around $2.20 and market capitalization.
Multiple analysts converge to similar targets
Other well-known analysts also offer somewhat similar XRP price prediction models. Bitcoin analyst Davinci Jeremie is targeting around $24, while South Korean Elliott Wave analyst Xforceglobal will project projects between $10 and $40 during this current market cycle. Javon Marks proposed an even more ambitious $100 potential price by the end of the cycle.
Institutional support creates ripple effects across the market
The notable change in bank sentiment to ripple undoubtedly shows the turning point of the XRP price prediction model. Bank of America, which expresses support and blackrock, could enter the market.
The Trump Effect is the head of this new acceptance, according to Ripple CEO Brad Garlinghouse. This institutional support, in conjunction with analyst forecasts with a potential market capitalization of $1.2 trillion, means a lot of growth as regulatory clarity continues to increase.
As Monica Long has long observed, banking barriers have finally disappeared in large institutions that show the first indications of treating Ripple products and XRP as a legal part of the future financial system.
