Ripple’s XRP tokens could be the next big cryptocurrency for earning generational wealth. The asset took several years between 2020 and 2024 due to the SEC lawsuit against the fintech company. Financial Watchdog accused the company of selling unregistered securities. The lawsuit was finally on break earlier this year. XRP can help you achieve early retirement as that legal issue goes out of the way.
Is XRP a ticket for early retirement?
Ripple’s XRP tokens will be eligible for Spot ETF approval within this year. According to Bloomberg ETF analyst James Seifert, XRP has an 85% chance of ETF approval. Seyffart’s report highlights that it is likely that the SEC already considers assets as goods. 19B-4 filing is also permitted. Financial Watchdog must announce its decision until October 17th.
ETF approval could lead to a major price rally for XRP. Bitcoin (BTC) hit multiple all-time highs after the SEC approved the 11-spot BTC ETF in 2024. XRP can follow a similar pattern to BTC. ETFs can lead to a surge in facility investment. XRP prices can even exceed $100 under these conditions. The assets are currently trading over $2.
According to analysts at Changelly, Ripple’s XRP token could reach a maximum price of $23.43 by the end of the decade. The asset price will rise 950.67% if it reaches its $23.43 target.

Telegaon analysts are even more bullish on XRP than Changelly. The platform expects XRP to trade at its maximum price of $48.03 in 2030. The asset price will rise by 2053.8% if it reaches its $48.03 target.

If XRP hits one of the two predictions presented by Changelly and Telegaon, you can turn a decent investment into a “retirement benefit.”