Ripple’s XRP token had quite a few rides in 2025. The assets began the year by climbing beyond $3, a feat achieved after a seven-year gap. The XRP then hit a new all-time high of $3.65 on July 18th. More bullish news broke when the SEC ended its lawsuit against the fintech company earlier this month. With all the barriers out of the way, XRP could be heading towards a market capitalization of $1 trillion. Let’s discuss the reasons.
Is XRP the next trillion dollar cryptocurrency?
Ripple’s XRP had a significant recession. The Fintech company was sued by the SEC in December 2020 because it allegedly sold unregistered securities. The lawsuit poses a major challenge to XRP prices. Assets struggled to gain momentum even in bull markets. In 2021, XRP struggled to produce steam while other assets were reaching their all-time highs. Investors were cautious about putting money into disputed assets. To keep the lawsuit out of the way, investors may be more confident than ever with XRP.
Another bullish development that can increase the price of XRP is the possibility of ETF approval. There are several XRP ETFs waiting for approval in the SEC. The SEC is currently being led by Procrypt candidate Paul Atkins. It’s more likely that Atkins will approve the XRP ETF, if not all. ETF approvals can lead to a surge in institutional inflows of assets. Institutional money was important in the market execution in 2025. Bitcoin (BTC) and Ethereum (ETH) have seen an incredible price rise since the ETF’s debut. A similar pattern may appear in XRP.
Ripple may see a surge in adoption among US banks following the Genius Stablecoin Act. Fintech companies have seen incredible adoptions in Japan. A similar trend has sometimes appeared in the US.
The above trends could lead to a massive price spike for XRP. This project could become the next trillion dollar cryptocurrency project under these circumstances.
