Ripple’s XRP tokens lasted several years from the second half of 2020 until the beginning of this year. The SEC’s lawsuit against fintech companies has created a major barrier to the price of assets. Financial Watchdog accused the company of selling unregistered securities. The lawsuit was subjected to a partial fine at the end of last year. The XRP price has now gone from $0.3 in July 2022 to $2.23 in July 2025. Popular ciphers have increased by more than 640% over the past three years. Let’s discuss whether your assets can reach $5 by 2027.
Will XRP be able to hit $5 over the next two years?
The SEC litigation settlement has significantly increased investor confidence. Ripple’s XRP token broke the $3 mark earlier this year in nearly seven years. Asset prices have been facing revisions since their peak in January. Dips are due to the general bear market tone.
XRP could very well violate the $5 mark over the next two years. The assets awaiting approval in the SEC include several spot ETF applications. It is likely that the SEC will approve the Spot ETF of tokens within this year. The SEC currently has a procrypt head, and many hope that new leadership will take a generous attitude towards the crypto industry.
Ripple is also seeing an incredible rise in global adoption, particularly in the banking sector. A company could potentially see similar patterns emerge in the US if clear regulations are in place.
Ripple also launched Stablecoin, which has been quite successful. The US is on the verge of pushing genius behavior out of the way to regulate Stablecoin. This law could lead to a surge in Ripple’s adoption of RLUSD Stablecoin.
The above factors create a bullish outlook for XRP. Once everything goes along with the plan, the assets can easily achieve $5 by 2027.
